No. We will need a pre-approval letter before we start touring homes. Some owners do not allow us to tour their homes without a pre-approval letter. Furthermore, your eligible price range can only be determined once a lender assesses your credit and issues a pre-approval letter.

Certain programs are designed to provide loans even to individuals with a credit score as low as 580. Some banks are willing to extend loans to those with even lower credit scores, but these decisions are made on a case-by-case basis. To be considered, you would need to submit an application.

Alternatively, you could work on improving your credit score. My recommended lenders can assist you by devising a plan to elevate your credit score.

Numerous variables come into play when determining your precise qualification amount. The best way to find this out is by applying with one of my preferred lenders.

The interest rate is influenced by a range of factors. One of these factors is the current market rate, which you can easily find on Google based on your location. Another determinant is your Credit Score, as well as your immigration status.

Yes, there are many programs available for people who work with their ITIN.

A requirement for eligibility includes a consistent employment history spanning the last two years, along with a savings reserve and a good credit score.